Medical Insurance Planning

Things to Consider as You Prepare for Retirement 

The purpose of this section is to provide an overview of the various considerations associated with your medical benefit decisions in retirement.  It is advised to schedule a retirement meeting with a financial planner in the Office of Staff Services (OSS).  Call 507-266-0490 to schedule your appointment for Mayo Clinic Rochester.

Your medical benefits after retirement will change significantly and navigating your retirement benefits can be complicated.  Prior to retirement, you and your family were covered under a single policy the Mayo Medical Plan.  While working, your premiums were highly subsidized by Mayo and thus reasonably priced and claims management straightforward.  After retirement you and your spouse will require separate policies under the auspices of both government and private insurance programs.

Medical Insurance Plans For Mayo Emeriti

This is a snapshot of the medical coverage provided for 1) Mayo Clinic staff who retired prior to 2015 and 2) options for those who retired in 2015 and beyond.


Retirement Before 2015
For additional information on your insurance plans, click HERE8

Retirement 2015 & Beyond
For more information on these plans,
click HERE8

Medicare A & B

Supplemental Medical Plans*

Mayo Medical Supplement
*Certain Benefits may depend on your retirement date. For questions, contact Executive Services in the Office of Staff Services.

Via Benefits is an organization that offers advice and enrollment assistance to help guide your selection of the various Market Place plans for a Medicare supplement (Medigap plan) and prescription drug coverage

Travel Insurance when traveling outside the US

A covered service

May be included in  the plan purchased above

Air Ambulance Service

Airmed” a covered service

Option to add "Airmed" for $35 each for you and spouse
More information on Airmed click HERE.